Best Mutual Fund Apps in India: A Comprehensive Guide for 2025

Mutual funds have emerged as one of the most popular investment avenues for Indian investors, thanks to their potential for long-term wealth creation and professional fund management. With the rise of digital infrastructure and fintech innovation, investing in mutual funds has become easier than ever through mobile apps. These apps allow users to invest, monitor, and redeem mutual fund units with just a few taps on their smartphones.

Here’s a detailed look at some of the best mutual fund apps in India in 2025, considering factors like user experience, fund options, security, customer support, and value-added features.

1. Groww

Platform: Android, iOS
Best for: Beginners and direct mutual fund investments

Highlights:

  • Offers direct mutual fund investments with zero commission

  • User-friendly interface with simple navigation

  • Easy KYC process and paperless onboarding

  • Goal-based investing options and SIP tracking

  • Also supports stock trading, fixed deposits, and US stocks

Why it stands out:
Groww has gained immense popularity among millennials and first-time investors due to its clean UI and educational content. It’s a one-stop solution for all your investment needs and is constantly evolving to add new features.

2. Zerodha Coin

Platform: Android, iOS, Web
Best for: Existing Zerodha users and DIY investors

Highlights:

  • Direct mutual fund investments with no commission

  • Integrated with Zerodha’s demat account

  • Offers over 3,000 mutual fund schemes

  • Tracks portfolio under one dashboard

  • Zero transaction fees and transparent reporting

Why it stands out:
Zerodha Coin is especially appealing to investors who already use Zerodha for stock trading. The app gives complete control to the investor with detailed fund data and analytics, making it ideal for hands-on users.

3. ET Money

Platform: Android, iOS
Best for: Comprehensive personal finance management

Highlights:

  • Invests in direct mutual funds and tracks external MF investments

  • Features like SmartDeposit, NPS investments, and insurance

  • Personalized fund recommendations based on goals

  • Free portfolio health checkup and tax-saving suggestions

  • Budgeting tools and credit score tracking

Why it stands out:
ET Money is more than just a mutual fund app. It offers a holistic view of personal finance and is particularly useful for investors looking to optimize returns and tax-saving strategies.

4. Kuvera

Platform: Android, iOS, Web
Best for: Goal-based investing and family account management

Highlights:

  • Free direct mutual fund investments

  • Allows investment for family members under one account

  • Portfolio rebalancing and tax harvesting tools

  • Detailed capital gains report and fund analysis

  • Integration with Indian and global investment products

Why it stands out:
Kuvera emphasizes goal-based investing and provides smart advisory features that help users build a disciplined investment habit. It’s great for investors who want automated insights without paying for a financial advisor.

5. Paytm Money

Platform: Android, iOS
Best for: Paytm ecosystem users and low-cost investing

Highlights:

  • Invest in direct mutual funds with no commission

  • Low SIP starting amounts (as low as ₹100)

  • Integrated with Paytm app for seamless transactions

  • Offers NPS, stock trading, F&O, and gold investment

  • Tax calculator and portfolio insights

Why it stands out:
Paytm Money is a good choice for users already within the Paytm ecosystem. The app brings mutual fund investing to smaller towns and rural India by simplifying access and lowering entry barriers.

6. myCAMS

Platform: Android, iOS
Best for: Existing mutual fund investors across multiple AMCs

Highlights:

  • Single gateway to multiple AMCs (CAMServ platform)

  • View, transact, and track all mutual fund investments

  • Schedule SIPs, switch funds, or redeem anytime

  • eKYC and Aadhaar-based onboarding

  • Real-time transaction status and detailed statements

Why it stands out:
myCAMS is ideal for users who already have investments across different mutual fund houses. It acts as a centralized platform and reduces the hassle of managing separate AMC portals.

7. Scripbox

Platform: Android, iOS, Web
Best for: Guided investing with expert-curated portfolios

Highlights:

  • Curated mutual fund portfolios based on life goals

  • Risk profiling and expert advisory

  • Automated tax optimization and portfolio review

  • Options to invest in debt, equity, and hybrid funds

  • Personalised investment planning support

Why it stands out:
Scripbox bridges the gap between a robo-advisor and a traditional financial planner. If you’re looking for guided investment with minimal involvement, Scripbox is a trustworthy partner.

Choosing the Right App: Factors to Consider

While all the above apps are excellent in their own right, your ideal choice depends on your specific needs:

FactorBest App(s)
BeginnersGroww, Paytm Money
Expert investorsZerodha Coin, Kuvera
Goal-based investingScripbox, Kuvera
Family managementKuvera
Portfolio trackingmyCAMS, ET Money
All-in-one financeET Money, Paytm Money

Final Thoughts

The digitization of mutual fund investments has truly empowered Indian investors, offering them tools and transparency never seen before. Whether you’re a novice investor just starting your SIP journey or a seasoned expert managing a diversified portfolio, there’s a mutual fund app in India that suits your requirements perfectly.

Before you choose an app, always check for:

  • Direct vs. regular plans (direct saves on commission)

  • Security protocols and data privacy

  • Ease of use and customer support

With the right mutual fund app, investing becomes not just easier but also smarter.

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